Money

Why older Americans can struggle to get credit cards

Whether it’s to earn rewards on vacation or just fund everyday purchases, there is a great demand for credit cards among seniors. According to an Experian EXPGY credit bureau report, + 1.78% , baby boomers (those born between 1946 and 1964) held an average of 4.8 credit cards in the …

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Is your car loan upside down? How to get back to safety

Without even knowing it, you may have put yourself in a precarious financial situation: being upside down on your car credit. Maybe you bought a new car without making a down payment. Or maybe you went for low and “easy” monthly payments by extending your loan to 72 or even …

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People take personal loans to pay for their vacations

Denise Phillips, a military veteran and mom who has three sons in the service, wanted to book a trip to Hawaii to spend Thanksgiving with one of her children. But she didn’t want to pay for the trip all at once. So she started looking online for installment plans and …

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SR-22 in California: what you need to know

If you are in trouble in California because you are not insured in a wreck or get a DUI, you may need to prove you have auto insurance with a form called SR-22. An SR-22 is a certificate, known as the California Insurance Proof Certificate, that your insurer files with …

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9 Ways To Get The Best Refinance Rates

NOTE: Due to the coronavirus outbreak, refinancing can be a bit of a challenge. Lenders face high demand for loans and staffing challenges. If you can’t pay your current home loan, check out our mortgage aid Resource. For the latest information on how to cope with financial stress during this …

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